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We Focus on savings!

Borrowers save on average $9400 when using a mortgage broker like A to Z Home Loans compared to mega banks or retail lenders. Big banks charge more and do not pass savings onto the client  mortgage brokers get wholesale rates 

See some other diffrences 

The Difference 

A to Z Home Loans 

Minimum Credit Score 

45% Max

Debt to income 

45% Max

Average closing time 

21 days 

Other Lenders

Minimum Credit Score 

45% Max

Debt to income 

45% Max

Average closing time 

45-60 days 

A to Z Home Loans LLC NMLS 2449185

Phoneix AZ 85028

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Equal opportunity sing

We comply with fair lending laws, such as the Equal Credit Opportunity Act, the Fair Housing Act, and the Home Mortgage Disclosure Act. We require annual fair lending training of all of our employees. And we strive every day, and in many different ways, to make sure that everyone has a positive experience with our company.

 We adhere to marketing rules, including those that address unfair or deceptive practices. We ensure that we provide clear, honest and accurate information to our customers and to the public. We do not want to bring customers in under false pretenses. We attract customers by providing them with an accurate understanding of what products we offer and how we do business. 

We are committed to complying with both the letter and the spirit of fair lending rules.

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